Lumio Risk Solutions – Personalised Insurance Broker Johannesburg

Welcome To Lumio Risk Solutions

Your Trusted Partner in Comprehensive Insurance Solutions

With access to a selection of highly rated insurers,Lumio Risk Solutions is suitably positioned to find you the right solutions for your insurance requirements. Your insurance portfolio will be fully managed & reviewed by us, in order to ensure you always have the correct risk solutions to meet your requirements. Get in touch with us today!

Our Services

Our Range of Insurance Solutions

At Lumio Risk Solutions, we provide an extensive selection of tailored insurance services to meet your unique needs.

Takaful

Shariah Compliant Insurance Options

Domestic

Personal insurance crafted to safeguard what matters most.

Business

Comprehensive coverage tailored for diverse business needs.

Marine

Reliable insurance for goods in transit and shipping.

Construction

Custom insurance solutions for construction projects and risks.

Body Corporate

Specialized insurance designed for all body corporates.

Liability

Indemnity and liability policies for professional and legal security.

Our Trusted Partners

Liability Insurance

Shariah Compliant Insurance

Construction Insurance

Marine Insurance

Body Corporate Insurance

Business Insurance

Personal Insurance

Liability Insurance

Shariah Compliant Insurance

Construction Insurance

Marine Insurance

Body Corporate Insurance

Business Insurance

Personal Insurance

Delivering Solutions

Experience Delivers

With over 30 years experience in insurance, you can be rest assured that Lumio Risk Solutions delivers on the cover you need. We provide quick, efficient and friendly service, to ensure you get what you require timeously.

We are driven to provide our clients with strategic, quality plans at affordable premiums, along with expert advice for your personalised insurance solutions. We strive to provide the same commitment that you have for your business, so that you have one less issue to worry about.

Our Journey

Building Trust, Delivering Solutions

With decades of experience, Lumio Risk Solutions is your trusted partner in tailored insurance, ensuring confidence every step of the way.
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2021

The Beginning of Lumio

Lumio Risk Solutions was founded, driven by a vision to deliver tailored and comprehensive insurance solutions to businesses and individuals.

2022

Strengthening Foundations

Lumio Risk Solutions continued to grow, expanding our reach and solidifying our reputation as a trusted boutique insurance broker in South Africa.

2023

Driving Innovation

We introduced advanced, client-centric solutions and enhanced our service offerings, ensuring we consistently exceed expectations in the insurance industry. This keeps the timeline cohesive while capturing the spirit of progress. Let me know if you'd like any modifications!

2024

Recognized Excellence

Achieving a remarkable milestone, Lumio Risk Solutions was honored with Old Mutual’s "Top Broker Award" in the Medium Independent Broker category—a testament to our unwavering dedication and expertise.

2025

FIA Award

Celebrating a proud achievement, Lumio Risk Solutions was awarded the FIA 5-Year Membership Certificate in 2025—recognizing our sustained commitment to excellence, integrity, and active contribution to South Africa’s insurance landscape. This milestone affirms our ongoing dedication to industry leadership and professional growth

Get Covered, Stress-Free

Effective insurance guidance connects Lumio with clients, ensuring tailored coverage and lasting protection.